Here's how your record is calculated: If you pick a winner that pays $8.40, you have $6.40 in profit added to your account: $8.40 minus the original $2 bet. If you don't pick a winner, you have $2.00 subtracted from your account. So, let's say you pick 4 races, and have only one winner that pays $8.40. Take the $8.40 profit, then subtract the $8 bet on the 4 races. You would show a PROFIT of $0.40.

The easy way to check if your record is correct is to add all the payoffs of winners you have selected. Then multiply the number of races you played by 2 in order to get the "amount bet." Subtract the "amount bet" total from the "payoff" total, and that should be your profit or loss.

If you think your record is incorrect, please make sure you understand this carefully. The emails we like least are the ones from people who are indignant that their record is wrong—they think the total is incorrect. Invariably, they are wrong. So please double check all calculations. Thanks!